3 Easy Steps to Home Ownership

You don't have to be a mortgage expert to know where to begin. At Towne Mortgage of the Carolinas, we give you the resources to make your home financing experience a success. Whether you are looking to buy your first home, upsize or downsize your current home, or refinance, the mortgage experts at Towne Mortgage know how to get you started.

3 Easy Steps to Home Ownership

  1. Talk to a Towne Mortgage of the Carolinas Loan Officer
    Find out about the loan products, rates, and pricing that are available for your specific situation
  2. Pre-qualify for a Mortgage
    Once you know how much home you can afford, home shopping becomes a much easier process! 
  3. Apply Online
    When you have your property selected, it's time to complete the full loan application required by law. This will ask all of the detailed information that a loan officer needs to qualify you for a specific program.

We invite you to get started today with all of the mortgage tools you need at your fingertips. However, our personal touch is never more than a phone call away. Get started with on of our highly experienced Lending Managers. Our experience will make your experience better! 

Phyllis Creef Meadows CMP, CSP, SFR, USAA MoversAdvantage® Preferred Agent, North Carolina Finance Agency Preferred Real Estate Professional, MOVOTO Certified Agent

As a North Carolina native, Phyllis grew up on the Outer Banks in the small Roanoke Island town of Manteo. Having grown up in a historic home that is now on the National Historic Registry, the love for how a home is constructed is in the blood. It comes from all those years of being in great homes as many of her relatives lived in similar historical homes. To that end it was natural that the love of home and architecture began early and has remained a life long passion. Phyllis has a BS and MS in Home Economics and Educational Administration from ECU and additional postgraduate work at NCSU. …

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  • Cell: 919-625-2799
  • Fax: 919-573-8296
  • Email: meadowsp@hpw.com

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Realtor® Equal Housing Opportunity